Start & Incorporate
For people who sell their own skills. How to register as a freelancer or sole proprietor, price your work, write contracts, send invoices and handle tax.
Guide · Cross-border payments
On a $10,000 invoice, Wise's US account details cost $186.97 in fees including GST, Payoneer's published rates come to between about $219 and $496, and PayPal comes to about $727. Services exported under an LUT carry no GST, but you still need the paperwork. Here's how to choose.
· 7 min read
Guide · Business taxes
If you expect to owe $1,000 or more in federal tax, you generally need to pay estimated tax each quarter. Pay at least 100% of last year's tax, or 90% of this year's, and you avoid the underpayment penalty. Here's how to work it out and pay.
· 7 min read
Comparison · Invoicing
Zoho Invoice and Wave Starter invoice for free. FreshBooks Plus ($43 a month) adds real accounting for service businesses. Bonsai Essentials ($25 a month, or $19 billed annually) wraps proposals, contracts and invoices into one workflow. Here's how to choose.
· 7 min read